My Husband Borrowed $30K from My Father for His Business – Now He Claims the Deal Never Happened
She made the decision to give her husband a lesson he would never forget after he broke her father’s confidence by declining to return a $30,000 loan. Using a fictitious pregnancy test and a cunning scheme, she completely reversed the situation, leaving him struggling to make ends meet and eventually walking away $50,000 richer.
Everyone in the little village where I grew up knew one another. While my mom cleaned rooms at the motel on the outskirts of town, my dad operated the local bus. Despite our lack of abundance, we were content. Together with their hard labor, my parents always made sure we had food on the table. They instilled in me the values of diligence and integrity.
Then I got to know Tom. He exuded charm and had lofty aspirations. I was completely taken aback. He was the only person who could make me laugh, and we met at a friend’s party. “You possess a distinct quality,” he remarked, maintaining eye contact with me. “I like that.” He didn’t propose until after a year of dating. I believed I had arrived at my happily ever after.
We had a great first year of marriage. We discussed our future and laughed a lot. “I’m going to make us rich one day, you’ll see,” he would declare.
He told me so, and I believed him. My folks were also pleased for me. When they saw my happiness, that was plenty for them.
About two years after our marriage, Tom returned home one evening with a solemn expression.
He exclaimed, “I’ve got a great idea for a business, babe,” with enthusiasm in his voice. “However, I need some initial funding. I wondered if we could ask your father.
I wavered. “Tom, I’m not sure. Their possessions are few. It’s a significant request.”
He said, “Just $30,000,” as though it were small coin. “I assure you, it will transform our life. I vow, I’ll repay it in a year.”
We sat at my folks’ kitchen table the following weekend. While Tom presented his business proposal, my dad listened in silence. He discussed starting a modest auto repair business. “Jam, I have the abilities,” Tom leaned forward to say. “I just need a little help to get started.”
My father had a contemplative expression. “Tom, that’s a big sum of money. But I think that people should be given a chance. I’ll lend you the money if you’re confident in this.”
“Jim, thank you so much! With a firm handshake, Tom continued, “I promise not to disappoint you. The terms were agreed upon: Tom would return the debt within a year. It was trust-based and straightforward.
That’s how my dad was always: giving and dependable. At times, his belief in people was excessive. But that was simply his nature.
After six months, the company was having trouble. Tom was putting in a lot of overtime, but the clients weren’t showing up as planned. He would say, “It’s just a rough patch.” “Things will pick up.”
However, they didn’t. After a year, the company was struggling to survive. Tom grew aloof, staying late in the shop and becoming less social. I brought up the loan one evening. “You haven’t forgotten about the money you owe Dad, have you?”
Tom got serious. “What money?” he asked angrily.
“He gave you a loan of $30,000. You promised to reimburse us within a year.”
“I’m not sure what you’re discussing,” he murmured, his gaze icy. “I never borrowed any money.”
I was taken aback. “Are you serious? You questioned him when you were seated there! Tom, you shook his hand!”
“You’re just dreaming,” he murmured, averting his gaze. “Your dad must be confused.”
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I was hearing things that I couldn’t believe. My spouse was acting as though the loan had never occurred.
From then on, things just got worse. Tom began uttering bizarre statements, such as, “Your dad is attempting to con me! I never consented to anything. He went so far as to say he wanted a divorce and that my family was trying to harm him.
I was devastated. How could he tell such a lie? My dad was also injured. Shaking his head, he said, “I trusted him.” “I thought he was a good man.”
I had no idea what to do. I felt duped and imprisoned. How could the guy I loved become someone I couldn’t even identify? My world seemed to be collapsing.
At that point, I knew I had to take action. My dad and I both needed me to figure out how to make this right.
That night, I had trouble sleeping. My thoughts kept returning to Tom’s betrayal. How could he act as if nothing had happened while lying so clearly? He was prepared to dissolve our union and charge my father with a heinous crime. I realized that I had to do something. I had to return his money and protect my dad.
Then it dawned on me. It seemed a bit ridiculous, but drastic measures were necessary in these times of need. I chose to stage my pregnancy. Maybe Tom would accept a one-time payment to set things right, as he would never want to pay child support for the following eighteen years.
I gave my father a call in the morning. I hesitated and continued, “Dad, I have a plan, but it’s a bit… unconventional.”
He answered, “Sweetheart, I’m listening.” He spoke in a soft but worried tone.
“I’m going to act like I’m expecting. It seems like the only way to get Tom to reimburse us.”
A pause occurred. “Are you sure about this?” he asked.
“Yes, father. I need your money returned, and he needs to be taught a lesson.”
With a groan, he nodded. “All right. You have my trust. Just use caution.”
I rehearsed my scenario using a positive pregnancy test that I stole from an expectant friend. I practiced telling Tom the “news” and pictured his response. I had to come across as credible. I needed to exert strength. This was now about defending my family and myself, not simply about the money.
I called Tom a few days later and asked to meet at my parents’ place. I said in a firm voice, “We need to talk.”
He nodded, though his tone betrayed some mistrust. I waited with my dad at the kitchen table. When Tom entered, the atmosphere was tense.
His expression was irritated as he asked, “What’s this about?”
I calmly said, “Tom, please sit down.” “We have something important to discuss.”
After a moment of hesitation, he sat down across from us. Taking a deep breath, I met his gaze directly. “I’m pregnant.”
His countenance turned pale. “What? You cannot be serious, I repeat.
I took out the positive pregnancy test and nodded. “Tom, this is true. I’m expecting a child.”
His jaw agape, he gazed at the exam. “But… but how?”
That nearly made me laugh. “You really have to ask that question?”
Shaking his head, he attempted to restore his calm. “This changes everything.”
“Yes, it does,” I replied in a firm tone. “If you don’t want to pay child support for the next eighteen years, we need to settle this now.”
He narrowed his eyes. “What are you talking about?”
“Tom, I want $50,000. Once you’ve paid for it, we part ways. No contact, no child support. Just finished.”
“Fifty thousand people? Are you crazy? He yelled.
I leaned forward and spoke in a calm, low voice. “You owe my dad $30,000 in all, plus interest. Tom, it’s more than just.
His gaze flicked between me and my father. “This is blackmail!”
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“Tom, no. I firmly said, ‘This is my way of offering you an easy way out. “You’ve got a week. I’m going to a lawyer if I don’t have the money by then.”
Sweat was beading on his brow as he trembled. He murmured, “This is unbelievable,” yet I could see the horror in his eyes.
“You have a week,” I said once more. “Take it or leave it.”
Tom was a mess for several days after that. He tried to talk to me over the phone a few times, but I refused to listen. Whenever I told him, “It’s $50,000 or nothing, Tom,” We have mutual friends, so I heard that he was rushing to get the cash together. Even though he tried asking several of his friends for a loan, nobody was willing to give him a significant amount of money.
He arrived at my parents’ residence on the seventh day. He appeared worn out, with rumpled clothes and dark bags under his eyes. He thrust an envelope under my fingers. “This is where. It’s all I could obtain.
I took it open and counted the cash. Everything was in one place. I gave him a quick glance and responded, “Thank you. We’re done now.”
Silent for a moment, he nodded. After turning, he left through the door. Later on, I learned that he had broken all ties and vanished from sight that evening when he left town.
I experienced a range of feelings as I sat there clutching that envelope: relief, a sense of justice, and perhaps even a tiny bit of shame for what I had done. Mostly though, I felt proud. I defended my family and myself. I stood up for my father and let Tom know that we were not to be trifled with.
What about the fictitious pregnancy? I laughed quietly. To put it mildly, I don’t intend to use that trick anytime soon.
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